Welcome to IVBMCS. By accessing or using our website, you agree to comply with and be bound by the following terms and conditions of use. Please review these terms carefully. Not reading of the terms and conditions will not be considered as an excuse for no knowledge. The terms of use include the functionality of the website, privacy policy, and return policy and refund policy.

1. INTRODUCTION
1.1. Every term of the TERMS & CONDITIONS is deemed to have been read, comprehended, and accepted by you.
1.2. This TERMS & CONDITIONS included your consent to electronic communications as provided.
2. ACCEPTANCE OF THE TERMS
By accessing and using this website, you accept and agree to be bound by the terms and provisions of this agreement. In addition, when using these particular services, you shall be subject to any posted guidelines or rules applicable to such services.
3. INTELLECTUAL PROPERTY RIGHTS
All intellectual property related to any aspect of the services, including modifications, copyrights, patents, trade secrets, trademarks, and other intellectual property rights, belongs solely to us. Through your usage of the services, you do not obtain any ownership interest, derivative work, or component of the products and/or services. Under this Agreement, you are not granted any right, title, or interest in any trade name, trademark, service mark, or logo of IVBMCS.
All content on the website, including text, images, video, and graphical representations, as well as software compilations, underlying source code, and software, including but not limited to software, text, audio, and video, as well as trademarks and logos, are the property of IVBM (OPC) Private Limited and are protected by applicable Indian and international laws.
4. COPYRIGHT OF INFORMATION ON THE WEBSITE
Ownership rights on technical information, under Information Hub including tax posts, business posts, articles, tax tools etc. contained in this website is exclusive property of IVBMCS and nothing in this Terms and Conditions of Use shall be construed as transferring or assigning any such ownership rights to you or any other person or entity.
You may not resell, redistribute, broadcast or transfer the information or use the information in a searchable, machine-readable database unless separately and specifically authorized in writing by IVBMCS prior to such use. You may not rent, lease, sublicense, distribute, transfer, copy, reproduce, publicly display, publish, adapt, store or time-share IVBMCS or its products/services, any part thereof, or any of the information received or accessed therefrom to or through any other person or entity unless separately and specifically authorized in writing by IVBMCS prior to such use.
5. PRIVACY
5.1. Our Privacy Policy Your use of the services is subject to our Privacy Policy, available at privacy notice. This policy explains how IVBMCS treats your personal information, and protects your Privacy, when you use the services. You agree to the use of your data in accordance with IVBMCS ’s Privacy Policy.
5.2.Changes to our Privacy Notice

(i) post a notice on our web site describing the change, or
(ii) send you electronic notification of the change.

5.3.Sharing of Information
IVBMCS shall not share any of the personal information with any other person other than Authorized Person to perform its obligations under this Agreement.
6. LIABILITY OF IVBMCS
This website may contain typographical or inaccuracy mistakes in its contents, information, software, products, features, and services. The content on this page is updated on a regular basis. This website may undergo modifications and/or enhancements at any time by IVBMCS and/or its vendors. Intermittent telecommunication interruptions, essential maintenance, and other issues could occasionally cause this website to be momentarily inaccessible. Regarding the appropriateness of the materials, information, software, goods, features, and services on this website, IVBMCS and/or its corresponding affiliated companies make no claims. With respect to these materials, information, software, goods, features, and services, IVBMCS and/or its affiliated companies explicitly disclaim all warranties and conditions, express or implied, including those regarding merchantability, fitness for a specific purpose, title, non-infringement, and availability.
IVBMCS shall not liable for any direct, indirect, punitive, incidental, special or consequential damages arising out of or in any way connected with the use of this web site or with the delay or inability to use this website, or for any contents, information, software, products, features and services obtained through this web site, or otherwise arising out of the use of this web site, whether based on contract, tort, strict liability or otherwise, even if IVBMCS or any of its associated entities has been advised of the possibility of damages.
You expressly agree that use of the website and the products/services is at your sole risk.
7. DISCLAIMER OF WARRANTIES
7.1. General Disclaimer
Other than those express warranties and guarantees set forth in this agreement, IVBMCS and its affiliates, make no warranties, express or implied, regarding usage of the website www.ivbmcs.com.
7.2. General Disclaimer
IVBMCS guarantees to take all practical steps to reduce the impact of spam emails in order to minimize the spam emails. When an email is determined to be spam, it is discarded and the sender is provided with enough information to take appropriate action. All emails received by IVBMCS are subject to this spam screening. IVBMCS does not guarantee that any suspicious spam emails will be accepted or reported to the relevant authorities for appropriate action.
8. THIRD PARTY WEBSITES
IVBMCS website may have certain links, which lead to resources located on servers maintained by third parties over whom IVBMCS has no control. IVBMCS is not responsible for the contents or omissions of any linked site or any links contained in a linked site. Any transactions relating to services not directly offered by IVBMCS are to be settled inter-se between the parties and all warranties express or implied of any kind, regarding any matter pertaining thereto, including without limitation the implied warranties of merchantability, fitness for a particular purpose, and non-infringement are disclaimed by this website.
8.1. Essential purpose of this agreement
You acknowledge and agrees that these liability limitations may not prevent the accomplishment of the Agreement's fundamental objectives.
8.2.Our Employees
You consent to refrain from asserting any claims for damages against any of our employees individually, taking into account our interest in limiting their personal liability and exposure to litigation.
9. INDEMNIFICATION
You agree to indemnify and hold harmless IVBMCS and its Affiliates, Parents, Subsidiaries, other Partners and their respective current and former successors, assigns, officers, directors, representatives, employees, and agents from and against any and all claims, suits, settlements, losses, liabilities, penalties, damages (including incidental and consequential damages), costs, and expenses resulting from or arising out of your breach or violation of this Agreement or arising out of your use of IVBMCS website including your use of the website which provides a link to another website or arising out of any uploading of any content or data by You.
10. ARBITRATION OF DISPUTES
Any controversy or claim arising out of or relating to this contract, or the breach of this contract, shall be settled by sole arbitrator appointed by IVBMCS in accordance with the Arbitration and Conciliation Act, 1996, India. The terms of the agreement are exclusively based and subject to Indian Laws. You hereby consent to the exclusive jurisdiction and venue of courts in Cochin, Kerala, India in all disputes arising out of or relating to the use of this website.
11. CONSENT TO ELECTRONIC COMMUNICATION
11.1. Consent
This consent to electronic communications your consent to electronic delivery of any communications relating to your use of the services or your relationship with us.
11.2. Scope of consent
You agree that any Communication we provide you may be in electronic form, and that all communications in electronic format from us to you will be considered “in writing.” Your consent to receive Communications electronically applies to all Communications relating to your use of the Products and services or your relationship with us. You also agree that IVBMCS does not need to provide you with an additional paper (non-electronic) copy of the Communications unless specifically requested as described below. You should print or download for your records a copy of this Agreement and any other Communication that is important to you. This consent does not require us to deliver Communications electronically, and we may provide paper copies of Communications at our discretion.
11.3. Method of delivery
We may provide electronic communications to you in at least one of the following methods:

(i) via e-mail at the e-mail address you designated to us; or
(ii) via SMS at the mobile number you designated to us; or
(iii) via messaging platforms as opted by you provided IVBMCS has the access and approval to use such platforms in India
(iv) by access to a designated area of our website; or
(v) during your use of the products and services including, without limitation, via a screen or page within the products and services or via a link from within the products and services to a web page containing the communications.


11.4. Hardware and software requirements
(A) To access communications, you must have the following:


(i) a Current Version (defined below) of Internet Explorer, Chrome, Safari, or Firefox;
(ii) an internet connection;
(iii) an email account and related software for accessing the email account;
(iv) a Current Version of a program that accurately reads and displays PDF, MS-Word, MS-Excell files; and
(v) a device with an operating system capable of supporting all the above. You will need a printer if you wish to print and retain paper records or electronic storage if you wish to retain records in electronic form.


(B) Current Version” means a version of the software that is currently being supported by its publisher.
11.5. Withdrawing consent and updating information
(A) Withdraw consent or update information
If you want to withdraw your consent to receive Communications electronically or your e-mail address changes, you must notify IVBMCS in writing at the following address: IVBM (OPC) PRIVATE LIMITED, 1st Floor, Santhi Reverdale, Mountain Rd, near Metro station, Thykoodam, Vyttila, Ernakulam, Kerala 682019. Please provide e-mail address to request the change. If you fail to notify IVBMCS of a change in e-mail address, any communications sent via e-mail will be deemed to have been provided or made available to you in electronic form.

12. OTHER
12.1.Entire agreement


This Agreement is the entire and exclusive agreement between the parties with respect to the subject matter hereof and it supersedes all previous communications, representations, or agreements, either oral or written, between them. A representation or statement of any kind made by any representative of IVBMCS and not included in this Agreement, is not binding on IVBMCS.

12.2.Amendments


We have the sole discretion to change the terms of this Agreement or make changes related to any aspect of the Services. If this occurs, we will provide notice to you via any means we consider reasonable including, without limitation, email, posting on our website.

12.3. Waiver


No waiver of any provision or condition herein is valid unless in writing and signed by you and an authorized representative of us. Our failure to insist on or enforce strict performance of any provision of this Agreement or any right is not to be construed as a waiver of any provision or right.

12.4.Severability


Except as provided in Section 11, any provision of this Agreement determined to be illegal or unenforceable is automatically reformed and construed to be valid, operative, and enforceable to the maximum extent permitted by law while preserving its original intent. The invalidity of any part of this Agreement will not render invalid the remainder of this Agreement.

12.5.Notices


Except as otherwise indicated, any notices under this Agreement to us must be personally delivered or sent by certified or registered mail, return receipt requested, or by post, to IVBMCS (OPC) Private Limited, 1st Floor, Santhi Reverdale, Mountain Rd, near Metro station, Thykoodam, Vyttila, Ernakulam, Kerala 682019 or sending an e-mail at hr@ivbmcs.com to such other address as IVBMCS specifies in writing. Notices will be effective upon receipt that may be shown by confirmation of delivery.

12.6.IVBMCS and IVBMCS Affiliates


When applicable, all references in this Agreement to IVBMCS and IVBMCS Affiliates also relate to the respective directors, officers, employees, contractors, and agents of IVBMCS and IVBMCS Affiliates.